Incoming Transfer Risk Monitoring is a receiving safety feature provided by OneKey Prime. After you enable it, when your wallet account receives an on-chain incoming transfer for a supported token on a supported network, OneKey checks source-of-funds risk after the transaction is confirmed and alerts you if links to high-risk sources are detected.
This feature is useful if you receive crypto frequently, handle OTC transactions, manage merchant receiving addresses, or want to identify high-risk incoming fund sources earlier.
What is KYT?
KYT stands for Know Your Transaction. In the receiving flow, it is mainly used to check whether an incoming transfer may be linked to high-risk sources, such as sanctioned addresses, mixers, scams, stolen funds, or other abnormal on-chain activity.
OneKey Incoming Transfer Risk Monitoring runs after an incoming transaction is confirmed. Risk results are for reference only. They do not block, return, or otherwise affect your incoming funds.
What does Incoming Transfer Risk Monitoring do?
After you enable it, OneKey checks source-of-funds risk for incoming transfers that meet these conditions:
The transaction has been confirmed on-chain.
The transaction can be clearly identified as an incoming transfer.
The transfer uses a currently supported network and token.
You are signed in to OneKey ID, have an active Prime subscription, and have enabled Incoming Transfer Risk Monitoring.
If high or severe risk is detected, OneKey will notify you. You can also open the transaction history details to view the risk level, last checked time, received asset, received amount, and related risk factors.
How to enable Incoming Transfer Risk Monitoring
You need to sign in to OneKey ID and have an active OneKey Prime subscription first.
Method 1: Enable it from the feature introduction dialog
After you become a Prime user, OneKey may show a one-time Incoming Transfer Risk Monitoring introduction dialog on the Home page.
Read the feature introduction.
Tap "Enable monitoring".
After it is enabled, future eligible incoming transfers will enter the risk check flow.
Method 2: Enable or disable it in Settings
You can manage this feature in Settings at any time:
Open OneKey App.
Go to "Settings".
Tap "Protection".
Find "Incoming Transfer Risk Monitoring".
Turn the switch on or off.
If you are not a Prime user yet, a Prime badge will be shown here. Tap the feature entry to open the OneKey Prime page and learn more about the subscription.
How to view supported assets
On the "Protection" page, tap "Supported assets" to view the networks and tokens currently supported for risk checks.
At the time this article was written, Incoming Transfer Risk Monitoring supports the following networks and tokens:
Network | Token |
TRON | USDT, USDC |
Ethereum | USDT, USDC |
BNB Chain | USDT, USDC |
Base | USDT, USDC |
Solana | USDT, USDC |
Arbitrum | USDT, USDC |
Polygon | USDT, USDC |
Optimism | USDT, USDC |
Avalanche | USDT, USDC |
The supported list may change as the service is updated. Please use the "Supported assets" list in OneKey App as the source of truth.
Where to view risk check results
After an eligible incoming transfer has been checked, you can view the result in transaction history.
History list
If an incoming transfer is detected as high risk or severe risk, the history list will show the corresponding risk label, making it easier to spot transactions that need attention.
History details
Open the transaction to view the "Source-of-funds risk check" module in the details page. This module may show:
Risk level
Last checked time
Received asset
Received amount
Risk factors
Risk report link, if available
If the same transaction contains incoming transfers for multiple supported assets, OneKey shows the risk result by asset. You can select a specific asset to view its details.
Risk levels
OneKey displays risk results using the following levels:
Risk level | Description |
No significant risk | No significant source-of-funds risk was found |
Low | Low source-of-funds risk |
Moderate | Some source-of-funds risk was detected |
High | High source-of-funds risk |
Severe | The incoming transfer is linked to high-risk fund sources |
If a transaction is still being checked or the check failed, the details page may show the corresponding status.
Notes
Incoming Transfer Risk Monitoring only applies to incoming transfers on supported networks and tokens.
Risk checks run asynchronously after the transaction is confirmed, so results may not appear immediately.
Risk results are for reference only. They do not affect incoming transfers or prevent funds from entering your wallet.
Watch-only accounts are not currently supported.
After you turn off monitoring, OneKey will no longer start risk checks for new incoming transfers or send new KYT risk notifications. Completed results from before it was turned off will remain available in transaction history details.
FAQ
Why can't I see the "Incoming Transfer Risk Monitoring" switch?
Make sure you are signed in to OneKey ID and have an active OneKey Prime subscription. If you are not a Prime user yet, open the OneKey Prime page to view subscription and feature details.
Why does an incoming transfer not have a risk result?
Possible reasons include:
The transaction has not been confirmed on-chain yet.
The incoming asset is not currently supported.
The transaction cannot be clearly identified as an incoming transfer.
You have not enabled Incoming Transfer Risk Monitoring.
The current account is watch-only.
Does Incoming Transfer Risk Monitoring affect my incoming transfers?
No. Risk results are only used for risk alerts. They do not block, return, or freeze your incoming funds.
Will more assets be supported?
Support may continue to expand. You can view the latest list in OneKey App under "Settings" > "Protection" > "Supported assets".