The DeFi (Earn) module in the OneKey App aggregates various on-chain yield and lending services, including PoS staking, liquid staking, lending vaults, fixed-yield products, and collateralized lending. You can check the estimated yields, terms, redemption rules, and risk warnings of different protocols within the OneKey App, and interact with third-party protocols via wallet signatures.
Yields, available assets, limits, and rules for DeFi products are subject to adjustments based on market conditions and protocols. Please refer to real-time information displayed in the OneKey App.
Supported Assets
In the OneKey App, you can stake a variety of assets provided by different service providers partnered with the OneKey team. Below is the list of available assets:
Provider / Protocol | Product Type | Supported Networks | Supported Assets / Products |
Everstake | PoS Staking | Ethereum, Solana, Aptos, Cosmos Hub | ETH, SOL, APT, ATOM, POL (Ethereum) |
Stakefish | PoS Staking | Ethereum, Solana, Cosmos Hub, Cardano | ETH, SOL, ATOM, ADA, POL (Ethereum) |
Lido | Liquid Staking | Ethereum | ETH |
Babylon | BTC Staking | Bitcoin | BTC |
Morpho | Lending Vaults / On-Chain Yield | Ethereum, Base, Katana | USDC, USDT, DAI, WETH, cbBTC, WBTC, MORPHO, vbUSDC; specific available assets vary by network and vault |
Spark | Savings / Lending Yield | Ethereum | USDC, USDT |
Pendle | Fixed Yield / Maturity Yield Products | Ethereum, Arbitrum, Base, BNB Chain, HyperEVM, Plasma, etc. | Supported yield products such as PT vary with market conditions and maturity dates; please refer to the display in the app |
Ethena | Stablecoin Yield | Ethereum | USDe |
Kamino | Solana Lending | Solana | Earn product supports USDC; assets eligible for deposit and borrowing are subject to the Kamino market page |
Aave | Collateralized Lending | Subject to available markets in the app | Assets available for deposit, collateral, or borrowing vary by market; please refer to the display in the app |
Earn Module Features
The Earn module offers several features to enhance your staking experience:
Low-risk yields: Stake your funds for the opportunity to earn passive yield while maintaining low risk.
Flexible unstaking: You can unstake your assets at any time, providing greater flexibility in managing your funds.
Auto-compounding: Some assets support auto-compounding to maximize your potential returns.
Portfolio overview: Easily view the status of all your funds and enjoy a comprehensive portfolio overview.
Below is a complete step-by-step walkthrough using the Morpho project as an example.
How Do DeFi Services Work on OneKey?
The OneKey App provides an entry point to third-party staking providers and DeFi protocols. You authorize or submit transactions via wallet signatures, while the actual staking, lending, yield calculation, and redemption are executed by the smart contracts and infrastructure of the respective protocols.
Rules vary across different products:
- PoS staking may have minimum staking amounts, activation waiting periods, and unstaking bonding periods.
- APR / APY for lending vaults and stablecoin yields fluctuate based on capital utilization, incentive programs, and market conditions.
- Maturity yield products like Pendle may involve maturity dates, market prices, and trading slippage.
- Collateralized lending carries liquidation risk; when the health factor falls below protocol requirements, part or all of the collateral may be liquidated.
- Interacting with smart contracts generally requires paying network fees, and approvals, deposits, redemptions, and claiming rewards may incur separate fees.
Risk Warning
DeFi products are not risk-free or principal-protected. Before participating, please ensure you fully understand smart contract risks, protocol risks, liquidity risks, asset price volatility, de-pegging risks, liquidation risks, and network fees, and confirm that the selected product, network, and asset details are correct. Estimated yields do not represent guaranteed returns, and OneKey makes no warranty regarding returns or losses incurred from third-party protocols.